The Blog

Selling shares or your investment property? Don’t forget about capital gains tax, which you may have to pay after the sale. Capital gains tax is a term often thrown around when discussing the sale of assets like shares or property. But if you’re new to the concept, you might be wondering exactly what it is, […]

A growing number of economists say the next move on interest rates will be down after the Reserve Bank of Australia kept interest rates unchanged for a second straight month. The predictions come as buyers and sellers gear up for the traditionally busy spring selling season, with a renewed sense of certainty expected to support […]

Are you confused about what grant(s) you can receive as a first home buyer in New South Wales?  Here is a summary of the current schemes offered by the NSW Government. You may be eligible to apply for an exemption or reduction of transfer duty charges if you are a first home buyer. This assistance […]

Property experts have given their outlooks for the year ahead, forecasting when interest rates will stop rising and housing markets will begin to see price growth. The overwhelming consensus is the Reserve Bank is likely nearing the end of its tightening cycle and that mid-term supply and demand fundamentals remain imbalanced. While buyer demand is […]

This week the RBA increased the cash rate a further 25 basis points to 3.10%, marking the largest rate tightening cycle since the early 2000s at 300 basis points. A cash rate of 3.1% is the highest target adopted in 10 years. The increase follows signalling from the RBA it is committed to tackling the […]

Buying a house isn’t like picking up a piece of clothing in a shop, checking the price tag, and then paying. There are a number of extra, often seemingly hidden costs buyers need to be aware of, which aren’t necessarily spelled out in glossy real estate advertisements. Upfront and hidden costs can add as much […]

When buyers are looking at a unit or townhouse some of the questions we are often asked are in relation to what’s involved with the “strata” that goes hand in hand with a property that is part of a Strata Scheme. There is lots of information available if you care to go searching but we’ve […]

With the marketing booming and prices increasing due to the lack of supply of properties for sale and continued high demand by buyers willing to pay top dollar to secure a property, there has been a lot of speculation about when or if the government will try to cool the market and what measures will […]

Adam Savage: Hi, I’m Adam Savage from Peter Fisher Real Estate. And welcome to the spring update. The Orange market continues to be strong amongst buyers, both owner-occupiers and investors alike, limited stock on the market for sale and strong buyer interest is pushing upward pressure on prices resulting in some very good sales across […]

Housing affordability is becoming an increasing concern for first home buyers and policy makers amid recent, rapid price increases in housing values. But the double-edged sword of reducing housing values to make them more affordable, is that housing also makes up the majority of Australian household wealth; make housing more affordable for one Australian, and […]

Whether you’re looking to buy your first home or your tenth home, interest rates will play a big part in your decision-making process. Back in the 1990s, borrowers were paying as much as 17 per cent interest. Fast-forward to 2000, and the average interest rate was a little over 8 per cent – a lot […]

The federal government’s HomeBuilder grant will provide $25,000 for Australian citizens (not permanent residents) building a new home or making a substantial renovation to an existing home. The grant is designed to stimulate the Australian economy in the wake of the coronavirus pandemic and recession. But while generous, there are eligibility criteria relating to both the size […]

What is the First Home Loan Deposit Scheme? The Australian Government has introduced the Scheme to assist eligible first home buyers to purchase a home sooner. It does this by providing a guarantee to participating lenders that will allow eligible first home buyers to purchase a home with a deposit of as little as 5 […]